Residential Hail Damage: What You Need To Know
Residential hail damage is a serious problem for homeowners. It can cause extensive damage to roofs, siding, and windows. In some cases, it can even lead to structural damage. If you live in an area that is prone to hail storms, it’s important to be prepared. If you find yourself dealing with hail damage the experts at 911 Restoration of Minneapolis are here to help. We understand the impact of hail on your home’s exterior, especially the roof.
Roofing products are subject to many severe weather exposures. This exposure includes ultraviolet radiation, heat, wind, rain, pollutants and hail. Hail damage to roofing products results in millions of dollars of losses on an annual basis. The result of this damage is an obvious boon for roofing contractors and, over the years, has certainly been very costly for the insurance industry. The ultimate cost, however, is borne by consumers.
Hail Damage Affects Nearly All Roofing Systems
Hail damage can affect virtually all types of roofing systems, including both commercial and residential roofing products: asphalt shingles, wood shingles and shakes, and concrete tile shingles.
How to Handle Residential Hail Damage Roof: A Homeowner’s Guide
Hail damage can seem harmless. However, over a period of time, it can cause serious damage to your roof. The damage causes the roof to break down, and rain leaks begin to come into your home. If you believe that there could be a chance your roof has suffered hail damage, you should have it looked at immediately.
Shingles are made so that the granules block the UV of the sun and protect asphalt underlayment. As the shingles age, the granules fall off over time. As the asphalt is exposed to UV, it dries out the shingle. Hail damage does several things:
- Accelerates granule loss
- Accelerates shingle loss
- Voids manufacturer’s warranties
- This leads to other associated problems
The nature of hail damage is that it may pose no immediate threat to the structural integrity of the roof. However, many insurance companies have a “statute of limitations” on how long a hail claim is viable. If you have experienced a loss such as hail damage, it is prudent to take care of the problem in a timely manner before it leads to other associated problems.
Inspect Your Roof as Soon as Possible After a Storm
Inspect your roof regularly, so that you can find and fix damage BEFORE it becomes a more costly leak.
With regular inspection, you have information to compare roof conditions after a severe storm. You can document the date of damage and can establish whether the damage was or was not present before a particular storm.
Any storm or wind alone can damage a roof. The sooner you inspect the roof after a storm the better you can avoid leak damage inside your home, which sometimes does not occur until months later. If an insurance claim for your roof is warranted, the documented damage you collected will provide supporting data for your claim.
How do I know if I have hail damage?
The first place to look is at the metal products that are on your roof (wind turbines, metal caps, etc). If they have noticeable dents in them, the shingles probably do also.
Look in your gutters to see if the gritty granules on the face of the shingles have been knocked off and collected in the gutters. Look at your window screens and skylights to see if they have been damaged. If branches have been broken from trees, they also can damage your roof.
We Want to Help You with All Aspects of the Restoration Process
It can be difficult figuring out what your insurance benefits look like when it comes to covering the cost of hail damage. There is no clear-cut answer, meaning that it highly depends on what kind of homeowner’s insurance you have. Usually, supplemental flood insurance is needed to cover natural disasters, but it is important to contact your provider and learn the details of your coverage.
If you find yourself dealing with hail damage, call 911 Restoration of Minneapolis. We are looking forward to helping you out of this difficult situation and giving you a fresh start. Contact us today, so we can get started immediately.
Certified Storm Damage Specialists in Minneapolis
If you’re in need of storm damage cleanup services in Minneapolis, you’ve come to the right place. At 911 Restoration of Minneapolis, we have a team of experienced professionals who can help you clean up after a storm. We know how challenging it can be to deal with storm damage, and we’re here to help make the process as easy and stress-free as possible
At 911 Restoration of Minneapolis, we offer a wide range of storm damage cleanup services. We can help you with everything from debris removal to tree removal. We also offer a variety of other services, including water damage restoration, wind damage repair, and more.
We’re here to help you get your life back to normal after a storm. We have the experience and the equipment to handle any size job, from small residential properties to large commercial facilities. We also offer 24/7 emergency services to help you get your property back to normal as quickly as possible.
A Restoration Company You Can Trust
We’re the restoration company that Minneapolis trusts, and we’re proud to serve the Twin Cities community. We’re available 24/7/365, so don’t hesitate to call us when you need us. We’re here to help you restore your home or business – and your life – back to normal.